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Thread: Health Insurance

  1. #721
    Coachella Junkie Drinkey McDrinkerstein's Avatar
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    Default Re: Health Insurance

    Nobody uses a dash to break up the two words. it is nearly always referred to as "ObamaCare."
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  2. #722
    Peaceful Oasis TomAz's Avatar
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    Default Re: Health Insurance

    Literacy is not the Tea Party's strong suit.
    Quote Originally Posted by efrain44 View Post
    Anyone know who the guy in the Cardinals jersey is? I've seen him in pictures on the board and I thought I saw him this year.

  3. #723
    Coachella Junkie jackstraw94086's Avatar
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    Default Re: Health Insurance

    Quote Originally Posted by heart cooks brain View Post
    Obama calls it Obama-care

    Medicine Team sounds fake.
    Obama's the last person who'd use that term. "obama-care" is just a nickname for the legislation imposed by others. No official documentation or anything else that's meant to be taken seriously uses the term. If it's referenced by anything other than ACA it's extremely likely to be bullshit.

  4. #724
    Coachella Junkie PlayaDelWes's Avatar
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    Default Re: Health Insurance

    Quote Originally Posted by TomAz View Post
    That sounds like a hoax. Is that a real thing?
    It's from a doctor down the street who I used once.
    Quote Originally Posted by dj12inches View Post
    What makes me qualified? I've watched EVERY fucking episode of American Idol, and every single episode of The Voice...Forget that I won departmental music awards when I was in the 8th grade choir.

  5. #725
    Coachella Junkie heart cooks brain's Avatar
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    Default Re: Health Insurance

    Quote Originally Posted by jackstraw94086 View Post
    Obama's the last person who'd use that term. "obama-care" is just a nickname for the legislation imposed by others. No official documentation or anything else that's meant to be taken seriously uses the term. If it's referenced by anything other than ACA it's extremely likely to be bullshit.
    are you implying obama should still be taken seriously?
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  6. #726
    Coachella Junkie Drinkey McDrinkerstein's Avatar
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    Default Re: Health Insurance

    "Meant to be" and "should still be" do not mean even close to the same thing.
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  7. #727
    Coachella Junkie heart cooks brain's Avatar
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    Default Re: Health Insurance

    wow is my face red
    Quote Originally Posted by canexplain View Post
    If moles had subways, molestation wouldn't be one of the creepiest words there is ....
    Quote Originally Posted by canexplain View Post
    Eat don't chat ...When I figure out what windlowless is, I'll respond .
    i hear voices in my head and they keep caaaaallin' me

  8. #728
    Coachella Junkie Drinkey McDrinkerstein's Avatar
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    Default Re: Health Insurance

    Well, it should be since he was talking about the supposed intent of a doctor's office and you turned it into an idiotic "thanks Obama" comment that had nothing to do with the conversation.
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  9. #729
    Coachella Junkie heart cooks brain's Avatar
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    Default Re: Health Insurance

    yeah i guess when he said ''anything else'' he was explicitly referring to one thing.
    Quote Originally Posted by canexplain View Post
    If moles had subways, molestation wouldn't be one of the creepiest words there is ....
    Quote Originally Posted by canexplain View Post
    Eat don't chat ...When I figure out what windlowless is, I'll respond .
    i hear voices in my head and they keep caaaaallin' me

  10. #730
    Coachella Junkie Drinkey McDrinkerstein's Avatar
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    Default Re: Health Insurance

    So you interpreted "anything else that's meant to be taken seriously" to mean "I think Obama should be taken seriously." You can feel free to actually explain how you drew that conclusion, since I don't see anything in that entire statement that suggests any kind of political preference whatsoever.
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  11. #731
    Coachella Junkie heart cooks brain's Avatar
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    Default Re: Health Insurance

    is it time to admit i wasn't posting in earnest? i guess so.
    Quote Originally Posted by canexplain View Post
    If moles had subways, molestation wouldn't be one of the creepiest words there is ....
    Quote Originally Posted by canexplain View Post
    Eat don't chat ...When I figure out what windlowless is, I'll respond .
    i hear voices in my head and they keep caaaaallin' me

  12. #732
    Peaceful Oasis TomAz's Avatar
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    Default Re: Health Insurance

    Quote Originally Posted by PlayaDelWes View Post
    It's from a doctor down the street who I used once.
    thinking about this some more, it probably means that Blue Cross is taking a 'narrow network' strategy for the ACA market in 2015 -- this was an approach that achieved considerable success by carriers in 2014 in certain markets, and is bound to expand in 2015. So it means that this physician participates in Blue Cross' 'broad network' but not their 'narrow network'. He probably chose not to participate in the narrow network because offered physician reimbursement rates are less than the broad network. And then he wrote a stupid letter blaming Obama for it.
    Quote Originally Posted by efrain44 View Post
    Anyone know who the guy in the Cardinals jersey is? I've seen him in pictures on the board and I thought I saw him this year.

  13. #733
    Rover canexplain's Avatar
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    Default Re: Health Insurance

    I have "free" health insurance and don't use (need) it. Sort of ironic all-in-all. cr****
    Have Another Hit Of Colorado Sunshine

  14. #734
    Coachella Junkie Miroir Noir's Avatar
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    Default Re: Health Insurance

    That's not ironic in the least, it's how insurance (of any type) works, irrespective of whether you, someone else, or the government pays for the cost of the premium.
    Quote Originally Posted by canexplain View Post
    To you guys I say Wat?????????? Off to ?????? ....... cr****
    Quote Originally Posted by TomAz View Post
    It's hard to argue with that.

  15. #735
    Coachella Junkie jackstraw94086's Avatar
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    Default Re: Health Insurance

    It is however an example of morissetian irony.

  16. #736

    Default Re: Health Insurance

    Quote Originally Posted by TomAz View Post
    thinking about this some more, it probably means that Blue Cross is taking a 'narrow network' strategy for the ACA market in 2015 -- this was an approach that achieved considerable success by carriers in 2014 in certain markets, and is bound to expand in 2015. So it means that this physician participates in Blue Cross' 'broad network' but not their 'narrow network'. He probably chose not to participate in the narrow network because offered physician reimbursement rates are less than the broad network. And then he wrote a stupid letter blaming Obama for it.
    My thoughts exactly.

  17. #737
    Banned thelastgreatman's Avatar
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    Default Re: Health Insurance

    Suppose you're starting a new company with a permanent staff of 2-4 employees--is it worth pursuing getting an insurance plan for the company as a group or should you just stick with everyone getting their own individual plans for the meantime? If the answer is the latter, what is the point at which it starts making more financial sense to get a group plan?
    Quote Originally Posted by schoolofruckus View Post
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  18. #738
    Peaceful Oasis TomAz's Avatar
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    Default Re: Health Insurance

    Well that's a complicated question, but the short answer is it makes sense for the business owner to do a group plan when he or she finds they need it to recruit or retain talent.
    Quote Originally Posted by efrain44 View Post
    Anyone know who the guy in the Cardinals jersey is? I've seen him in pictures on the board and I thought I saw him this year.

  19. #739
    Banned thelastgreatman's Avatar
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    Default Re: Health Insurance

    Good call. Okay suppose you're just two guys--is there an advantage? I don't entirely get what it costs the employer to form a "group."
    Quote Originally Posted by schoolofruckus View Post
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  20. #740
    Peaceful Oasis TomAz's Avatar
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    Default Re: Health Insurance

    There's no good answer other than 'run the numbers'. And for an employer that size, that probably means finding a broker, i.e., an insurance agent. and those guys are usually assholes who talk too much and don't listen enough, which I don't see you tolerating too well, but if you find one you like, that's a good thing. They become like consultants to you that the insurance company is paying.

    Key question will be if you intend the business to pay part of the cost or if you plan on having everyone pay their own way regardless. If it's the latter, having everyone go get their own insurance is probably gonna be the better answer, but that will vary by market, and I don't have the specifics of the southern california group vs individual rate structures at my fingertips.
    Quote Originally Posted by efrain44 View Post
    Anyone know who the guy in the Cardinals jersey is? I've seen him in pictures on the board and I thought I saw him this year.

  21. #741
    Coachella Junkie jackstraw94086's Avatar
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    Default Re: Health Insurance

    Pick a plan and then claim that as a Christian Scientist, medical treatment is against your beliefs and refuse to pay for any of it.

  22. #742
    Peaceful Oasis TomAz's Avatar
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    Default Re: Health Insurance

    Quote Originally Posted by Miroir Noir View Post
    That's not ironic in the least, it's how insurance (of any type) works, irrespective of whether you, someone else, or the government pays for the cost of the premium.
    "The other day my friend was telling me that I didn’t understand what irony meant. … Which is ironic, because we were standing at a bus stop."
    Quote Originally Posted by efrain44 View Post
    Anyone know who the guy in the Cardinals jersey is? I've seen him in pictures on the board and I thought I saw him this year.

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